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对比检查 Accounts

  High Interest 检查 基本的检查 学生边缘检查
关键好处

New accountholders enjoy 5.00% APY for 12 months on balances up to $20,0001

Eligible to earn dividends with only 15 qualifying transactions per statement cycle

Multiple overdraft protection options

前40张免费

No minimum balance requirements

Multiple overdraft protection options

前40张免费

For students ages 15 to 24

No minimum balance requirements

无透支费

一个不错的选择,如果你

Want the flexibility of a traditional checking account while you earn dividends

Typically maintain a high daily balance

Use direct deposit, are 50 or older, or under age 25 — no monthly fee!

You don't want to have to maintain a minimum balance

Are a student that wants the flexibility of no minimum balance with the security of no overdraft fees

Want to teach your child how to manage their money

Annual Percentage Yield (APY)

5.00% APY on balances up to $20,000 for new accountholders during their 12 months1

无限的事务
没有最低结余
Monthly Maintenance Service Charge

$0 when enrolled in estatements!

Otherwise, $5 per month

$0 if you set up direct deposit, maintain a balance of $10,000 in your 元素 accounts, or are age 50 or older or under age 25

Otherwise, $5 per month

$0

无透支费
前40张支票免费
Add a 检查 Account

Need help choosing the right checking account?

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  1. 1 Promo 5 High Interest 检查 (Promo HINT) is a High Interest 检查 account with blended rate tiers, meaning the stated dividend rate will be paid on the portion of the balance for each tier. Tier 1 earns a promotional 5.00% fixed Annual Percentage Yield (APY) on balances up to $20,000.00 for the first 12 months from the account opening date. *Tier 2 pays a blended APY ranging from 5.00% to 2.02% on balances from $20,000.01 to $50,000.00 and is variable and may change at any time without notice. To earn Tier 1 or Tier 2 dividend rates, 15 qualifying transactions must post per statement cycle on the account. The statement cycle includes all transactions posted after the last business day of the prior month through the last business day of the current month. Accounts not meeting the qualifying transaction threshold will earn 0.05% APY which is variable and may change at any time. 利率 are accurate as of June 1, 2024. On the first day of the month following the account opening anniversary month, the Promo 5 High Interest 检查 (Promo HINT) APY will automatically convert to the then current non-promotional High Interest 检查 account APY which is variable and may change at any time without notice. Current High Interest 检查 account holders, Promo 4 High Interest 检查 account holders and those with any High Interest 检查 accounts closed less than 180 days are not eligible. An existing High Interest 检查 account cannot be converted to the Promo 5 High Interest 检查 (Promo HINT) account. Limit one Promo 5 High Interest 检查 (Promo HINT) account per person. Other qualifications may apply. Promotional offer may be discontinued at any time. Only the following are qualifying transactions: Debit card purchases, 检查, 账单支付, ATM withdrawals and ACH withdrawals. No other transactions qualify. At least one account holder must be at least 18 years old. Fees may reduce earnings.